Terms of Use

Last updated November 5, 2026

Important notice

Bankable Method LLC provides financial education and document-organization tools. We are not a credit services business or credit repair organization, do not prepare credit disputes or communicate with creditors or credit bureaus on your behalf, and make no representation that your credit score, loan approval, or loan terms will change as a result of using this service.

What the service is

Bankable Method provides educational content and tools. The Report Reader explains in general terms what items on a report mean. It is not individualized financial, tax, or legal advice.

Free and paid tiers

The Report Reader is free for every account. Academy membership gives access to course content and does not change the Report Reader.

Your account

You are responsible for keeping your login secure and for the accuracy of the information you provide. Upload only documents that belong to you or that you are authorized to use.

Academy purchases

Lifetime access means access for as long as the Academy is offered. Payments are processed by Stripe. Contact us about any billing question.

No guarantees

We do not promise any particular lending decision or outcome. Lenders make their own decisions under their own rules.